Applications / Mortgage Analytics / Lenders / Michigan / Independent Bank / Fair lending
Independent Bank
Grand Rapids, MI · State member bank · FRS · $5.5 billion assets · 2,357 loans in 2025
2,357
loans originated, 2025
3,466
applications, 2025
6
states and territories
0
gaps bigger than at similar lenders
Independent Bank did not receive enough applications from Black, Hispanic or Asian applicants in 2025 to compare its denial rates with those of similar lenders. A test needs, for that loan purpose, at least 100 decided applications from the group and from White applicants, with at least 20 of each turned down and 20 approved.
How this is calculated: the fair-lending method.