Applications / Mortgage Analytics / Lenders / North Dakota / First International Bank & Trust / Competition
First International Bank & Trust
Watford City, ND · State non-member bank · FDIC · $6.2 billion assets · 1,833 loans in 2025
1,833
loans originated, 2025
2,234
applications, 2025
28
states and territories
0
gaps bigger than at similar lenders
Who First International Bank & Trust competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — SIOUX FALLS, MN-SD, 2025
First International Bank & Trust ranks 4th of 204 lenders in Sioux Falls, MN-SD, with $131.2M lent: 6.1% of a $2.14B market.
Sioux Falls, MN-SD is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First International Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 56% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — FARGO, MN-ND, 2025
First International Bank & Trust ranks 3rd of 207 lenders in Fargo, MN-ND, with $116.0M lent: 6.6% of a $1.76B market.
Fargo, MN-ND is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First International Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — PHOENIX-MESA-CHANDLER, AZ, 2025
First International Bank & Trust ranks 100th of 879 lenders in Phoenix-Mesa-Chandler, AZ, with $104.2M lent: 0.2% of a $50.70B market.
Phoenix-Mesa-Chandler, AZ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First International Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO NORTH DAKOTA, 2025
First International Bank & Trust ranks 3rd of 191 lenders in non-metro North Dakota, with $53.2M lent: 5.1% of a $1.04B market.
non-metro North Dakota is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First International Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — BISMARCK, ND, 2025
First International Bank & Trust ranks 3rd of 145 lenders in Bismarck, ND, with $51.7M lent: 6.5% of a $795.9M market.
Bismarck, ND is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First International Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 62% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — SACRAMENTO-ROSEVILLE-FOLSOM, CA, 2025
First International Bank & Trust ranks 463rd of 574 lenders in Sacramento-Roseville-Folsom, CA, with $795K lent: 0.0% of a $20.30B market.
Sacramento-Roseville-Folsom, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First International Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD, 2025
First International Bank & Trust ranks 602nd of 784 lenders in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD, with $755K lent: 0.0% of a $39.87B market.
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First International Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — SALEM, OR, 2025
First International Bank & Trust ranks 227th of 325 lenders in Salem, OR, with $715K lent: 0.0% of a $2.77B market.
Salem, OR is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First International Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED