Applications / Mortgage Analytics / Lenders / Texas / First Financial Bank
First Financial Bank
Abilene, TX · State member bank · FRS · $15.4 billion assets · 3,784 loans in 2025
3,784
loans originated, 2025
5,186
applications, 2025
20
states and territories
0
gaps bigger than at similar lenders
FIG. 1 — LOANS ORIGINATED, 2018–2025
3,784 loans in 2025, against a peak of 6,408 in 2020.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. First Financial Bank took 5,186 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
65.0% of its 2025 loans were purchase loans; 88.7% were Conventional.
Purchase 65.0% · Home improvement 15.3% · Refinance 14.8% · Other 5.0%
Conventional 88.7% · FHA 6.5% · VA 4.7% · USDA (RHS or FSA) 0.1% · of 3,784 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
20 states, 41 metros, 156 counties
| State | Loans | Share |
|---|---|---|
| Texas | 3,754 | 99.2% |
| Colorado | 4 | 0.1% |
| Arkansas | 3 | 0.1% |
| Oklahoma | 3 | 0.1% |
| Alabama | 2 | 0.1% |
| Michigan | 2 | 0.1% |
| North Carolina | 2 | 0.1% |
| South Carolina | 2 | 0.1% |
| Arizona | 1 | 0.0% |
| California | 1 | 0.0% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Abilene | 869 |
| Fort Worth-Arlington-Grapevine | 729 |
| Houston-Pasadena-The Woodlands | 480 |
| Dallas-Plano-Irving | 338 |
| College Station-Bryan | 210 |
| Beaumont-Port Arthur | 199 |
| San Angelo | 178 |
| Austin-Round Rock-San Marcos | 80 |
| Midland | 15 |
| Lubbock | 14 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300IVURCTJ6QVMD67 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 470050 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 14166 | 1990–2017 |
Established 1 January 1889. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: First Financial Bank's data.