Applications / Mortgage Analytics / Lenders / Missouri / First Bank
First Bank
St. Louis, MO · State member bank · FRS · $6.7 billion assets · 1,688 loans in 2025
1,688
loans originated, 2025
2,457
applications, 2025
33
states and territories
0
gaps bigger than at similar lenders
FIG. 1 — LOANS ORIGINATED, 2018–2025
1,688 loans in 2025, against a peak of 5,596 in 2020.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. First Bank took 2,457 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
59.2% of its 2025 loans were purchase loans; 88.9% were Conventional.
Purchase 59.2% · Refinance 22.8% · Other 13.4% · Home improvement 4.6%
Conventional 88.9% · FHA 7.8% · VA 3.3% · USDA (RHS or FSA) 0.1% · of 1,688 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
33 states, 89 metros, 187 counties
| State | Loans | Share |
|---|---|---|
| Missouri | 648 | 38.4% |
| California | 379 | 22.5% |
| Nebraska | 340 | 20.1% |
| Kansas | 171 | 10.1% |
| Illinois | 41 | 2.4% |
| Texas | 14 | 0.8% |
| Iowa | 12 | 0.7% |
| Nevada | 10 | 0.6% |
| Oklahoma | 10 | 0.6% |
| Colorado | 8 | 0.5% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| St. Louis | 396 |
| Kansas City | 361 |
| Omaha | 226 |
| Lincoln | 110 |
| Los Angeles-Long Beach-Glendale | 100 |
| Anaheim-Santa Ana-Irvine | 84 |
| Sacramento-Roseville-Folsom | 31 |
| Riverside-San Bernardino-Ontario | 30 |
| San Diego-Chula Vista-Carlsbad | 24 |
| Oakland-Fremont-Berkeley | 22 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300DT7WZ1SOTNFJ62 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 169653 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 312229 | 1990–1992 |
| Respondent ID (the HMDA filer code before 2018) | 2169653 | 1993–2017 |
Established 30 July 1906. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: First Bank's data.