Applications / Mortgage Analytics / Lenders / Virginia / Atlantic Union Bank
Atlantic Union Bank
Richmond City, VA · State member bank · FRS · $37.5 billion assets · 5,109 loans in 2025
5,109
loans originated, 2025
7,640
applications, 2025
23
states and territories
0
gaps bigger than at similar lenders
FIG. 1 — LOANS ORIGINATED, 2018–2025
5,109 loans in 2025, against a peak of 5,488 in 2020.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Atlantic Union Bank took 7,640 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
35.6% of its 2025 loans were purchase loans; 91.3% were Conventional.
Purchase 35.6% · Other 31.2% · Home improvement 20.1% · Refinance 13.1%
Conventional 91.3% · FHA 6.1% · VA 1.7% · USDA (RHS or FSA) 1.0% · of 5,109 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
23 states, 78 metros, 269 counties
| State | Loans | Share |
|---|---|---|
| Virginia | 3,237 | 63.4% |
| Maryland | 1,172 | 22.9% |
| North Carolina | 317 | 6.2% |
| West Virginia | 149 | 2.9% |
| District of Columbia | 96 | 1.9% |
| Indiana | 24 | 0.5% |
| Florida | 22 | 0.4% |
| South Carolina | 20 | 0.4% |
| Pennsylvania | 18 | 0.4% |
| Delaware | 13 | 0.3% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Arlington-Alexandria-Reston | 743 |
| Richmond | 644 |
| Frederick-Gaithersburg-Bethesda | 557 |
| Baltimore-Columbia-Towson | 475 |
| Virginia Beach-Chesapeake-Norfolk | 285 |
| Roanoke | 282 |
| Washington | 189 |
| Blacksburg-Christiansburg-Radford | 175 |
| Lynchburg | 171 |
| Charlottesville | 102 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300ZTT08EKQRVTR15 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 693224 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 2693224 | 1990–2017 |
Established 4 November 1997. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Atlantic Union Bank's data.