Applications / Mortgage Analytics / Lenders / North Carolina / State Employees' Credit Union
State Employees' Credit Union
Raleigh, NC · Credit union · NCUA · $58.1 billion assets · 28,397 loans in 2025
28,397
loans originated, 2025
49,354
applications, 2025
5
states and territories
2
gaps bigger than at similar lenders
FIG. 1 — LOANS ORIGINATED, 2018–2025
28,397 loans in 2025, against a peak of 45,474 in 2021.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. State Employees' Credit Union took 49,354 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
37.3% of its 2025 loans were purchase loans; 100.0% were Conventional.
Purchase 37.3% · Refinance 26.2% · Home improvement 22.1% · Other 14.4%
Conventional 100.0% · of 28,397 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
5 states, 48 metros, 254 counties
| State | Loans | Share |
|---|---|---|
| North Carolina | 27,575 | 97.1% |
| South Carolina | 493 | 1.7% |
| Virginia | 178 | 0.6% |
| Georgia | 87 | 0.3% |
| Tennessee | 64 | 0.2% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Raleigh-Cary | 4,758 |
| Charlotte-Concord-Gastonia | 3,961 |
| Durham-Chapel Hill | 1,962 |
| Greensboro-High Point | 1,915 |
| Winston-Salem | 1,715 |
| Hickory-Lenoir-Morganton | 1,471 |
| Wilmington | 1,311 |
| Asheville | 998 |
| Burlington | 707 |
| Greenville | 613 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300SHE1JTCOWBP090 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 1189117 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 566310 | 1990–2010 |
| Respondent ID (the HMDA filer code before 2018) | 91189117 | 2011–2017 |
Established 1 January 1937. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: State Employees' Credit Union's data.