Applications / Mortgage Analytics / Lenders / Colorado / American Financing
American Financing
Aurora, CO · Independent non-bank lender · CFPB · 5,431 loans in 2025
5,431
loans originated, 2025
26,784
applications, 2025
51
states and territories
2
gaps bigger than at similar lenders
FIG. 1 — LOANS ORIGINATED, 2018–2025
5,431 loans in 2025, against a peak of 30,391 in 2021.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. American Financing took 26,784 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
68.1% of its 2025 loans were refinance loans; 50.3% were Conventional.
Refinance 68.1% · Purchase 19.1% · Other 12.8%
Conventional 50.3% · FHA 42.8% · VA 6.8% · USDA (RHS or FSA) 0.0% · of 5,431 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
51 states, 375 metros, 1,376 counties
| State | Loans | Share |
|---|---|---|
| Colorado | 1,401 | 25.8% |
| Georgia | 493 | 9.1% |
| Texas | 306 | 5.6% |
| Florida | 274 | 5.0% |
| Ohio | 189 | 3.5% |
| North Carolina | 168 | 3.1% |
| California | 163 | 3.0% |
| Pennsylvania | 147 | 2.7% |
| Indiana | 122 | 2.2% |
| Tennessee | 112 | 2.1% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Denver-Aurora-Centennial | 936 |
| Atlanta-Sandy Springs-Roswell | 331 |
| Greeley | 191 |
| Fort Collins-Loveland | 59 |
| Portland-Vancouver-Hillsboro | 59 |
| Houston-Pasadena-The Woodlands | 58 |
| Marietta | 57 |
| Phoenix-Mesa-Chandler | 51 |
| St. Louis | 44 |
| Dallas-Plano-Irving | 43 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300ALNLUNS3Y53T24 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 4922025 | 2017–2023 |
| Respondent ID (the HMDA filer code before 2018) | 7841594306 |
Established 27 June 2001. Reported under HMDA 2013-2025.
Mergers, name changes, data editions and corrections: American Financing's data.