Applications / Mortgage Analytics / Lenders / California / American Financial Network
American Financial Network
Brea, CA · Independent non-bank lender · CFPB · 13,125 loans in 2025
13,125
loans originated, 2025
22,722
applications, 2025
51
states and territories
2
gaps bigger than at similar lenders
FIG. 1 — LOANS ORIGINATED, 2018–2025
13,125 loans in 2025, against a peak of 43,743 in 2020.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. American Financial Network took 22,722 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
77.5% of its 2025 loans were purchase loans; 49.8% were Conventional.
Purchase 77.5% · Refinance 22.5%
Conventional 49.8% · FHA 38.9% · VA 10.1% · USDA (RHS or FSA) 1.2% · of 13,125 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
51 states, 364 metros, 1,293 counties
| State | Loans | Share |
|---|---|---|
| Florida | 1,724 | 13.1% |
| California | 1,554 | 11.8% |
| Virginia | 897 | 6.8% |
| Texas | 880 | 6.7% |
| New York | 827 | 6.3% |
| Arizona | 698 | 5.3% |
| Michigan | 616 | 4.7% |
| Georgia | 565 | 4.3% |
| South Carolina | 484 | 3.7% |
| Indiana | 429 | 3.3% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Riverside-San Bernardino-Ontario | 524 |
| Phoenix-Mesa-Chandler | 412 |
| New York-Jersey City-White Plains | 407 |
| Los Angeles-Long Beach-Glendale | 400 |
| Atlanta-Sandy Springs-Roswell | 304 |
| Monroe | 283 |
| Houston-Pasadena-The Woodlands | 282 |
| Virginia Beach-Chesapeake-Norfolk | 270 |
| Lake County-Porter County-Jasper County | 240 |
| Richmond | 234 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493008NWHQT1R22C024 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 4188175 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 7954866828 |
Established 14 June 2001. Reported under HMDA 2009-2025.
Mergers, name changes, data editions and corrections: American Financial Network's data.