Applications / Mortgage Analytics / Lenders / New York / Utica Gas & Electric Federal Credit Union / Competition
Utica Gas & Electric Federal Credit Union
New Hartford, NY · Credit union · NCUA · $131 million assets · 93 loans in 2025
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93
loans originated, 2025
94
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who Utica Gas & Electric Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — UTICA-ROME, NY, 2025
Utica Gas & Electric Federal Credit Union ranks 17th of 174 lenders in Utica-Rome, NY, with $11.8M lent: 1.5% of a $793.9M market.
Utica-Rome, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Utica Gas & Electric Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 62% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — SYRACUSE, NY, 2025
Utica Gas & Electric Federal Credit Union ranks 87th of 246 lenders in Syracuse, NY, with $2.2M lent: 0.1% of a $2.51B market.
Syracuse, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Utica Gas & Electric Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — WATERTOWN-FORT DRUM, NY, 2025
Utica Gas & Electric Federal Credit Union ranks 47th of 106 lenders in Watertown-Fort Drum, NY, with $700K lent: 0.2% of a $426.4M market.
Watertown-Fort Drum, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Utica Gas & Electric Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 68% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO NEW YORK, 2025
Utica Gas & Electric Federal Credit Union ranks 265th of 377 lenders in non-metro New York, with $575K lent: 0.0% of a $3.97B market.
non-metro New York is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Utica Gas & Electric Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — ALBANY-SCHENECTADY-TROY, NY, 2025
Utica Gas & Electric Federal Credit Union ranks 247th of 265 lenders in Albany-Schenectady-Troy, NY, with $205K lent: 0.0% of a $4.52B market.
Albany-Schenectady-Troy, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Utica Gas & Electric Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — ROCHESTER, NY, 2025
Utica Gas & Electric Federal Credit Union ranks 233rd of 251 lenders in Rochester, NY, with $125K lent: 0.0% of a $4.78B market.
Rochester, NY is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Utica Gas & Electric Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 58% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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