Applications / Mortgage Analytics / Lenders / Illinois / The First National Bank of Ava
Ava, IL · National bank · OCC · $76.6 million assets · 17 loans in 2025
The First National Bank of Ava's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
17
loans originated, 2025
34
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
The First National Bank of Ava is a very small home lender, with 17 loans in 2025.
It made 17 loans in 2025, down 41% from 29. Similar lenders (national banks making between half and twice as many loans) fell 17%. Its loans came to $2.4 million, lower than almost all of them. At this size, a few loans more or fewer make a large change.
It first reported in 2014. It made 35 loans in 2018 and 37 in 2019, then filed no report for 2021 and 2022, gaps in the record rather than years without lending. Since 2020 a bank making fewer than 100 closed-end loans a year need not report.
Its main market is non-metro Illinois, where it ranks 231st of 572 lenders; it has lent there since 2014. It also lends around St. Louis, where it ranks 475th of 637, and Cape Girardeau, 120th of 157. With so few loans, its shares and rates are too small to read much into.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. The First National Bank of Ava took 34 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 64.7% · Home improvement 11.8% · Other 11.8% · Refinance 11.8%
Conventional 100.0% · of 17 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Illinois | 15 | 88.2% |
| Indiana | 1 | 5.9% |
| Missouri | 1 | 5.9% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Cape Girardeau | 1 |
| St. Louis | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300OZZQ1ZON9W1K45 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 858443 | 2014–2023 |
| Respondent ID (the HMDA filer code before 2018) | 110911 | 2014–2017 |
Established 1 January 1917. Reported under HMDA 2014-2025.
Mergers, name changes, data editions and corrections: The First National Bank of Ava's data.
The First National Bank of Ava's data
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The First National Bank of Ava and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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