Applications / Mortgage Analytics / Lenders / Colorado / Space Age Credit Union
Aurora, CO · Credit union · NCUA · $164 million assets · 31 loans in 2025
Space Age Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
31
loans originated, 2025
40
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Space Age Credit Union is a small Colorado credit union whose mortgage lending is mostly home-improvement loans to members who already own their homes.
Seven in ten of its 31 loans in 2025 (71.0%) paid for home improvements, and most of the rest were for other purposes. Only 9.7% were refinances, and it made no purchase loans. Its typical loan was $105,000, close to the $95,000 at similar lenders, meaning credit unions making between half and twice as many loans.
It made 87 loans in both 2018 and 2019, and has made between 25 and 31 a year since 2023. The rate on its typical loan was 4.00% in 2020 and 7.49% in 2025, and higher rates may have cut demand for borrowing against a home. The rise to 31 in 2025 from 25 the year before is too small to call a trend.
All its lending is in Colorado, across eight counties. It has lent in the Denver metro area since 1991 and ranked 377 of 754 lenders there, a small player in a big market.
It has 382 peers, but with 31 loans its shares of lending to poorer borrowers and neighborhoods, and its typical rate, move a lot with a handful of loans. They are best read as rough guides.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Space Age Credit Union took 40 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Home improvement 71.0% · Other 19.4% · Refinance 9.7%
Conventional 100.0% · of 31 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Colorado | 31 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Denver-Aurora-Centennial | 28 |
| Greeley | 2 |
| Pueblo | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900CCA1QSI5J1ZY32 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 504580 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 58029 | 1991–2017 |
Established 1 January 1952. Reported under HMDA 1991-2025.
Mergers, name changes, data editions and corrections: Space Age Credit Union's data.
Space Age Credit Union's data
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Space Age Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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