Applications / Mortgage Analytics / Lenders / Texas / Schlumberger Employees Credit Union
Sugar Land, TX · Credit union · NCUA · $896 million assets · 75 loans in 2025
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75
loans originated, 2025
85
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Schlumberger Employees Credit Union, a credit union in Sugar Land, Texas, lends almost only for home purchases, in large amounts, and more than half of its loans are in majority-minority neighborhoods.
Purchases made up 98.7% of its 75 loans. Its typical loan was $395,000, against $95,000 at similar lenders (credit unions making between half and twice as many loans), higher than at almost all of them. Its $31.3 million of lending is about three times a typical peer's.
Of its loans, 56.0% went to majority-minority neighborhoods, against 9.3% at peers, more than at nine in ten of them. Houston is its largest market, where it ranks 230 of 929 lenders with a 0.1% share.
None of its loans went to low- and moderate-income (LMI) borrowers, against 30.6% at peers, and 2.7% went to LMI neighborhoods. One possible reason is loan size: purchase loans of around $395,000 tend to go to borrowers with higher incomes. Its typical rate was 6.25%, below the 6.75% of peers, and none of its loans was higher-priced.
It made 75 loans in 2025, down 37% from 119, while similar lenders grew 6%. Its count has moved this way before: 75 in 2022, then 134 in 2023. The data do not explain the swings.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Schlumberger Employees Credit Union took 85 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 98.7% · Refinance 1.3%
Conventional 100.0% · of 75 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Texas | 71 | 94.7% |
| Louisiana | 2 | 2.7% |
| Kansas | 1 | 1.3% |
| Oklahoma | 1 | 1.3% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Houston-Pasadena-The Woodlands | 67 |
| Midland | 3 |
| Austin-Round Rock-San Marcos | 1 |
| Houma-Bayou Cane-Thibodaux | 1 |
| Lafayette | 1 |
| Lawrence | 1 |
| Tulsa | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300UE4FFDNV7ELD54 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 719496 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 567625 | 1994–2017 |
Established 1 January 1946. Reported under HMDA 1994-2025.
Mergers, name changes, data editions and corrections: Schlumberger Employees Credit Union's data.
Schlumberger Employees Credit Union's data
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Schlumberger Employees Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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