Applications / Mortgage Analytics / Lenders / Alabama / Peoples Bank of Greensboro
Greensboro, AL · State non-member bank · FDIC · $115 million assets · 48 loans in 2025
Peoples Bank of Greensboro's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
48
loans originated, 2025
49
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Peoples Bank of Greensboro lends mainly in Alabama's majority-minority and poorer neighborhoods, on small loans, many of them for manufactured homes.
68.8% of its loans went to majority-minority neighborhoods, against 5.7% at similar lenders (state non-member banks making between half and twice as many loans). 54.4% went to low- and moderate-income (LMI) neighborhoods, against 18.5%. Both shares are higher than at almost all peers.
Its typical loan was $55,000, smaller than at nearly every similar lender, whose typical loan was $165,000. Manufactured homes made up 27.1% of its loans, against 2.4%. Its 48 loans came to $3.8 million.
None of its loans was higher-priced (a rate well above the average for similar loans), against 6.1% at peers, despite its many manufactured homes. Its typical rate, 7.50%, was a little above the peer figure of 7.00%.
It has lent in Tuscaloosa, AL since 2004, ranks 67 of 306 there and held its 0.2% share. Its loans rose 14%, faster than at about six in ten peers.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Peoples Bank of Greensboro took 49 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 52.1% · Purchase 41.7% · Home improvement 6.3%
Conventional 100.0% · of 48 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Alabama | 48 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Tuscaloosa | 38 |
| Birmingham | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 2549009ACXPW8YN9HB36 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 320034 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 31730 | 2004–2017 |
Established 7 March 1904. Reported under HMDA 2004-2025.
Mergers, name changes, data editions and corrections: Peoples Bank of Greensboro's data.
Peoples Bank of Greensboro's data
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Peoples Bank of Greensboro and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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