Applications / Mortgage Analytics / Lenders / New Hampshire / Members First Credit Union of N.H.
Manchester, NH · Credit union · NCUA · $278 million assets · 77 loans in 2025
Members First Credit Union of N.H.'s data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
77
loans originated, 2025
110
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Members First Credit Union of N.H., a Manchester lender since at least 1990, holds a steady small share of its home market, lending mostly to refinance or improve homes rather than to buy them.
Refinances made up 41.6% of its 77 loans in 2025, home improvement 20.8% and other purposes 18.2%. Home purchases were 19.5%. Its typical loan was $125,000, against $95,000 at similar lenders (credit unions making between half and twice as many loans).
It ranks 66 of 344 lenders in Manchester-Nashua, with a 0.2% share, unchanged from 2024. United Wholesale Mortgage, CMG Mortgage and Citizens Bank lead that market, each with at least $220.5M.
Of its loans, 23.4% went to low- and moderate-income neighborhoods, against 17.4% at similar lenders, more than at about seven in ten of them.
It made 77 loans in 2025, down 15% from 91, while similar lenders grew 7%. It made 148 in 2018 and 161 in 2021. The data do not say what lies behind the decline.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Members First Credit Union of N.H. took 110 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 41.6% · Home improvement 20.8% · Purchase 19.5% · Other 18.2%
Conventional 100.0% · of 77 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| New Hampshire | 77 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Manchester-Nashua | 51 |
| Rockingham County-Strafford County | 9 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900BLW96EF9AADU93 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 592596 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 565491 | 1990–2017 |
Established 1 January 1949. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Members First Credit Union of N.H.'s data.
Members First Credit Union of N.H.'s data
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Members First Credit Union of N.H. and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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