Applications / Mortgage Analytics / Lenders / Kansas / Kansas State University Federal Credit Union
Manhattan, KS · Credit union · NCUA · $140 million assets · 71 loans in 2025
Kansas State University Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
71
loans originated, 2025
112
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Kansas State University Federal Credit Union more than doubled its loans in 2025, mostly refinancing, and gained share in Manhattan, Kansas, its home market.
It made 71 loans in 2025, up 137% from 30, while similar lenders (credit unions making between half and twice as many loans) grew 7% and the whole market 10%. Refinances made up 71.8% of its loans. Five years before, when its typical rate was 2.88%, it made 143.
In Manhattan it ranks 20 of 209 lenders, and its share rose to 1.1% from 0.7%. Mortgage Research Center and Community First National Bank lead. It has lent there since 2011, its first year under HMDA.
None of its loans was higher-priced (a rate well above the average for similar loans), against 3.3% at similar lenders. Its typical rate, 7.00%, was a little above the 6.75% of similar lenders.
Low- and moderate-income (LMI) borrowers took 22.9% of its loans, against 30.9% at similar lenders, fewer than at about seven in ten. LMI neighborhoods took 12.7%, against 17.2%. Its lending centers on Manhattan, its largest market, so the mix of neighborhoods there may shape these shares.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Kansas State University Federal Credit Union took 112 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 71.8% · Purchase 28.2%
Conventional 100.0% · of 71 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Kansas | 70 | 98.6% |
| Iowa | 1 | 1.4% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Manhattan | 55 |
| Topeka | 4 |
| Kansas City | 3 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493007700FZNYYEHT38 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 537177 | 2011–2023 |
| Respondent ID (the HMDA filer code before 2018) | 55257 | 2011–2017 |
Established 1 January 1946. Reported under HMDA 2011-2025.
Mergers, name changes, data editions and corrections: Kansas State University Federal Credit Union's data.
Kansas State University Federal Credit Union's data
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Kansas State University Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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