Applications / Mortgage Analytics / Lenders / Nebraska / First Nebraska Credit Union
Omaha, NE · Credit union · NCUA · $182 million assets · 112 loans in 2025
First Nebraska Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
112
loans originated, 2025
172
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
First Nebraska Credit Union lends mostly to members refinancing or improving homes they own: purchases were only 4.5% of its 112 loans in 2025.
Refinances made up 50.0% of its loans, other purposes 25.0% and home improvement 20.5%. Such loans are usually smaller than purchase loans, which may explain why its typical loan, $55,000, was lower than at more than nine in ten similar lenders (credit unions making between half and twice as many loans). Their typical loan was $105,000.
Its loans rose 8% to 112, the same as at similar lenders and a little below the whole market's 10%. That is still well short of its peak of 212 in 2021.
Low- and moderate-income (LMI) neighborhoods took 19.6% of its loans, against 17.2% at similar lenders. LMI borrowers took 27.3%, against 29.8%. On both, and on lending in majority-minority neighborhoods, it sat near the middle of its peers.
It has lent in Omaha and Lincoln since 1990. In 2025 it ranked 125 of 417 lenders in Omaha and 86 of 249 in Lincoln, with 0.1% of each market, unchanged from 2024.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. First Nebraska Credit Union took 172 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 50.0% · Other 25.0% · Home improvement 20.5% · Purchase 4.5%
Conventional 100.0% · of 112 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Nebraska | 109 | 97.3% |
| Iowa | 3 | 2.7% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Omaha | 82 |
| Lincoln | 24 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300E45E0GS21KWF28 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 624590 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 565398 | 1990–2017 |
Established 1 January 1964. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: First Nebraska Credit Union's data.
First Nebraska Credit Union's data
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First Nebraska Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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