Applications / Mortgage Analytics / Lenders / Alaska / Credit Union 1
Anchorage, AK · Credit union · NCUA · $1.5 billion assets · 278 loans in 2025
Credit Union 1's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
278
loans originated, 2025
462
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Credit Union 1 grew faster than most similar lenders in 2025 and bought 126 loans from other lenders, where its peers typically buy none.
It bought 126 loans, up from 40 a year earlier and none five years before. That put it above almost all similar lenders, credit unions making between half and twice as many loans. Whether the jump marks a new line of business or a one-off purchase is an open question.
It made 278 loans, up 31%, while similar lenders grew 7% and the whole market 10%. That was faster than about three in four of them. No single purpose dominates: purchases were 32.4%, refinances 25.9%, home improvement 25.2% and other purposes 16.5%.
It ranked 15th of 168 lenders in Anchorage, where it has lent since 1990, holding 1.3% of the market in both years. Residential Mortgage and Global Federal Credit Union led. All its lending is in Alaska.
It made 29.9% of its loans in majority-minority neighborhoods, against 12.9% at similar lenders and 13.2% for itself five years earlier. Its typical rate, 7.75%, was higher than at most similar lenders, against their 6.88%; a quarter of its loans were for home improvement, which may account for that. None of its loans was higher-priced (a rate well above the average for similar loans).
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Credit Union 1 took 462 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 32.4% · Refinance 25.9% · Home improvement 25.2% · Other 16.5%
Conventional 97.8% · VA 2.2% · of 278 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Alaska | 278 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Anchorage | 201 |
| Fairbanks-College | 11 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493001K6UOKMZBPMI34 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 418780 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 566157 | 1990–2017 |
Established 1 January 1982. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Credit Union 1's data.
Credit Union 1's data
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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