Applications / Mortgage Analytics / Lenders / District of Columbia / AFL-CIO Employees Federal Credit Union
Washington, DC · Credit union · NCUA · $48.9 million assets · 20 loans in 2025
AFL-CIO Employees Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
20
loans originated, 2025
24
applications, 2025
8
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
AFL-CIO Employees Federal Credit Union, a small Washington credit union, made no home-purchase or refinance loans in 2025: its 20 loans in 2025 were all for home improvement or other purposes, spread across eight states.
Home-improvement loans were 60.0% of its 2025 lending and other-purpose loans 40.0%. Every loan was conventional. Its typical loan was $75,000, smaller than the $105,000 typical of similar lenders, credit unions making between half and twice as many loans, which fits a book of improvement and other loans rather than purchases.
It filed only a handful of loans a year from 2018 to 2020, between 3 and 7. From 2022 it reported 25 to 28 a year, before falling to 20 in 2025, a drop of 29%. It filed no report for 2021, a gap in the record rather than a year without lending. On numbers this small, a few loans either way move the totals a lot.
Its 20 loans reached eight states, 11 metros and 14 counties; Maryland is its main state. In Washington, its largest market, it ranked 599 of 757 lenders, where Rocket Mortgage and United Wholesale Mortgage lead. It has lent there since 1993, when it first reported. Its neighborhood shares rest on too few loans to compare with peers.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. AFL-CIO Employees Federal Credit Union took 24 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Home improvement 60.0% · Other 40.0%
Conventional 100.0% · of 20 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Maryland | 9 | 45.0% |
| Virginia | 3 | 15.0% |
| District of Columbia | 2 | 10.0% |
| Illinois | 2 | 10.0% |
| Florida | 1 | 5.0% |
| Kentucky | 1 | 5.0% |
| Massachusetts | 1 | 5.0% |
| Oregon | 1 | 5.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Washington | 6 |
| Frederick-Gaithersburg-Bethesda | 3 |
| Arlington-Alexandria-Reston | 2 |
| Baltimore-Columbia-Towson | 2 |
| Cambridge-Newton-Framingham | 1 |
| Chicago-Naperville-Schaumburg | 1 |
| Elgin | 1 |
| Louisville/Jefferson County | 1 |
| Portland-Vancouver-Hillsboro | 1 |
| Tampa | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493008LTXJSUQBJKO24 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 486985 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 57992 | 1993–2017 |
Established 1 January 1952. Reported under HMDA 1993-2025.
Mergers, name changes, data editions and corrections: AFL-CIO Employees Federal Credit Union's data.
AFL-CIO Employees Federal Credit Union's data
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