Applications / Mortgage Analytics / Lenders / Louisiana / Xplore Federal Credit Union
Metairie, LA · Credit union · NCUA · $147 million assets · 15 loans in 2025
Xplore Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
15
loans originated, 2025
21
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Xplore Federal Credit Union, a Metairie credit union, made 15 home loans in 2025, up from six the year before but far below the 46 it made in 2022.
Its loans rose from six to 15. Similar lenders, credit unions making between half and twice as many loans, fell 13% at the typical one. The rise is large in percentage terms only because the base was so small; it is still well below its 2022 level.
It made 46 loans in 2022 and 12 in 2023. It filed no report for 2020 or 2021, which are gaps in the record, not years without lending. The data do not say why its lending fell.
It has lent in New Orleans-Metairie since 1990 and ranks 167 of 371 lenders there, with 0.1% of lending. Gulf Coast Bank and Trust Company leads that market, followed by First Horizon Bank. It also lends around Hammond and in a handful of other markets in four states.
With 15 loans, its typical loan size and its shares of lending to poorer borrowers, minority neighborhoods and higher-priced loans rest on a few loans each. Six in ten of its loans were refinances.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Xplore Federal Credit Union took 21 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 60.0% · Purchase 40.0%
Conventional 100.0% · of 15 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Louisiana | 9 | 60.0% |
| Texas | 4 | 26.7% |
| Mississippi | 1 | 6.7% |
| Tennessee | 1 | 6.7% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| New Orleans-Metairie | 6 |
| Houston-Pasadena-The Woodlands | 4 |
| Gulfport-Biloxi | 1 |
| Hammond | 1 |
| Lafayette | 1 |
| Slidell-Mandeville-Covington | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300XPGZ2ODNN94697 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 18582 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 523017 | 1990–2017 |
Established 1 January 1978. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Xplore Federal Credit Union's data.
Xplore Federal Credit Union's data
$215
Xplore Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Xplore Federal Credit Union's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]