Applications / Mortgage Analytics / Lenders / Texas / Worthington Bank
Arlington, TX · State member bank · FRS · $611 million assets · 30 loans in 2025
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30
loans originated, 2025
44
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Worthington Bank, an Arlington, Texas, bank, makes few home loans, but large ones, and made fewer again in 2025.
Its typical loan was $445,000, against $195,000 at similar lenders, state member banks making between half and twice as many loans. That is larger than at about seven in ten of them. So its 30 loans came to $18.3 million, more than at about three in five of its peers.
Its loans fell 30% in 2025, from 43, while the typical peer fell 2%. Its fall was steeper than at almost nine in ten similar lenders, in a year when the whole market grew 10%. It made 64 loans in 2018 and has made fewer in each reported year since; it filed no report for 2020 to 2022, gaps in the record rather than years without lending.
Just under half its loans financed purchases and a third were refinances. The rest were home-improvement and other loans. All were conventional, with none backed by the government.
It has lent in Dallas-Fort Worth since 2005 and ranks 366 of 1,026 lenders there. United Wholesale Mortgage leads that market. In 2025 it also made its first loans in non-metro Missouri and Oklahoma City. It changed charter in 2022 and 2023, dropping "National" from its name.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Worthington Bank took 44 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 46.7% · Refinance 33.3% · Home improvement 13.3% · Other 6.7%
Conventional 100.0% · of 30 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Texas | 28 | 93.3% |
| Missouri | 1 | 3.3% |
| Oklahoma | 1 | 3.3% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Fort Worth-Arlington-Grapevine | 20 |
| Dallas-Plano-Irving | 5 |
| Oklahoma City | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900JWLQKPGK4C0B30 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3150205 | 2005–2023 |
| Respondent ID (the HMDA filer code before 2018) | 124343 | 2005–2017 |
Established 21 November 2002. Reported under HMDA 2005-2025.
Mergers, name changes, data editions and corrections: Worthington Bank's data.
Worthington Bank's data
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Worthington Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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