Applications / Mortgage Analytics / Lenders / Maryland / Woodsboro Bank / Competition
Woodsboro Bank
Woodsboro, MD · State non-member bank · FDIC · $456 million assets · 34 loans in 2025
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34
loans originated, 2025
45
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Who Woodsboro Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV, 2025
Woodsboro Bank ranks 320th of 757 lenders in Washington-Arlington-Alexandria, DC-VA-MD-WV, with $12.3M lent: 0.0% of a $62.69B market.
Washington-Arlington-Alexandria, DC-VA-MD-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Woodsboro Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — HAGERSTOWN-MARTINSBURG, MD-WV, 2025
Woodsboro Bank ranks 128th of 356 lenders in Hagerstown-Martinsburg, MD-WV, with $2.4M lent: 0.1% of a $2.09B market.
Hagerstown-Martinsburg, MD-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Woodsboro Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — GETTYSBURG, PA, 2025
Woodsboro Bank ranks 96th of 228 lenders in Gettysburg, PA, with $790K lent: 0.1% of a $592.1M market.
Gettysburg, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Woodsboro Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — CHAMBERSBURG, PA, 2025
Woodsboro Bank ranks 140th of 228 lenders in Chambersburg, PA, with $485K lent: 0.1% of a $789.3M market.
Chambersburg, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Woodsboro Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — WINCHESTER, VA-WV, 2025
Woodsboro Bank ranks 283rd of 303 lenders in Winchester, VA-WV, with $145K lent: 0.0% of a $1.16B market.
Winchester, VA-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Woodsboro Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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