Applications / Mortgage Analytics / Lenders / Kansas / White Eagle Credit Union
Augusta, KS · Credit union · NCUA · $186 million assets · 127 loans in 2025
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127
loans originated, 2025
167
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
White Eagle Credit Union, a Kansas credit union, makes small loans, mostly for home improvements and other purposes rather than home purchases.
Other-purpose loans made up 43.3% of its 127 loans in 2025 and home-improvement loans 31.5%. Purchases were only 15.7%. Its typical loan was $55,000, about half the $105,000 at similar lenders, credit unions making between half and twice as many loans, and smaller than at all but a few of them.
In 2020 its typical loan was $105,000, the same as its peers' today. It has roughly halved since, while its loan count slipped only from 148 to 127. So its dollar volume, $9.4 million, was lower than at most similar lenders even though it made more loans than the typical one.
Borrowers with low or moderate incomes (LMI) took 35.4% of its loans, against 29.2% at similar lenders, more than at about two-thirds of them. That share has risen from 29.0% in 2020.
Apart from a dip to 100 in 2022, its loans have stayed between 124 and 148 a year since 2019, and its 127 in 2025 were level with 2024 while the whole market grew by 10%. In Wichita, its largest market, it ranks 70th of 367 lenders with a 0.3% share, unchanged from a year earlier. Peoples Bank and Trust Company leads there.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. White Eagle Credit Union took 167 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Other 43.3% · Home improvement 31.5% · Purchase 15.7% · Refinance 9.4%
Conventional 100.0% · of 127 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Kansas | 127 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Wichita | 120 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300WZ0MLK03PNE568 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 188494 | 2005–2023 |
| Respondent ID (the HMDA filer code before 2018) | 563189 | 2005–2017 |
Established 1 January 1935. Reported under HMDA 2005-2025.
Mergers, name changes, data editions and corrections: White Eagle Credit Union's data.
White Eagle Credit Union's data
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White Eagle Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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