Applications / Mortgage Analytics / Lenders / Ohio / Westfield Bank
Westfield Center, OH · Savings institution · OCC · $2.1 billion assets · 155 loans in 2025
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155
loans originated, 2025
187
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Westfield Bank, an Ohio savings bank, makes bigger loans than most lenders of its kind and is gaining ground in Canton.
Its typical loan in 2025 was $335,000, against $240,000 at similar lenders, savings institutions making between half and twice as many loans. Jumbo loans, larger than the conforming limit, were 12.6% of its lending, against 2.4% at peers, a higher share than at nearly nine in ten. Every loan was conventional, and purchases made up 70.3%.
Borrowers with low or moderate incomes (LMI) took 15.7% of its loans, against 24.8% at similar lenders, a lower share than at nearly nine in ten of them. Loans in LMI neighborhoods were 9.1%, against 16.9%. One possible reason is its larger loans, which tend to go to borrowers with higher incomes. Its share in LMI neighborhoods did rise, from 5.9% a year earlier.
The bank bought 42 loans from other lenders in 2025, on top of the 155 it made. The typical similar lender bought none. It has bought loans in each year shown: 48 a year earlier and 71 in 2020.
Its loans rose 15% in 2025, faster than the 5% at similar lenders. In Canton-Massillon its share climbed from 0.5% to 1.3%, making it 19th of 297 lenders; The Huntington National Bank leads there. In Cleveland, its largest market, its share held at 0.3%.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Westfield Bank took 187 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 70.3% · Home improvement 14.2% · Refinance 11.0% · Other 4.5%
Conventional 100.0% · of 155 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Ohio | 148 | 95.5% |
| Florida | 4 | 2.6% |
| South Carolina | 1 | 0.6% |
| Tennessee | 1 | 0.6% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Cleveland | 79 |
| Canton-Massillon | 37 |
| Akron | 25 |
| Cape Coral-Fort Myers | 2 |
| Fort Lauderdale-Pompano Beach-Sunrise | 2 |
| Columbus | 1 |
| Hilton Head Island-Bluffton-Port Royal | 1 |
| Nashville-Davidson--Murfreesboro--Franklin | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | HDU55UX4CXD9YSL1U194 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 2986407 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 416697 | 2002–2010 |
| Respondent ID (the HMDA filer code before 2018) | 1716697 | 2011–2017 |
Established 5 February 2001. Reported under HMDA 2002-2025.
Mergers, name changes, data editions and corrections: Westfield Bank's data.
Westfield Bank's data
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