Applications / Mortgage Analytics / Lenders / Illinois / Waterman Bank / Competition
Waterman Bank
Waterman, IL · State non-member bank · FDIC · $167 million assets · 357 loans in 2025
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357
loans originated, 2025
481
applications, 2025
22
states and territories
0
gaps bigger than at similar lenders
Who Waterman Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — CHICAGO-NAPERVILLE-ELGIN, IL-IN, 2025
Waterman Bank ranks 87th of 902 lenders in Chicago-Naperville-Elgin, IL-IN, with $123.5M lent: 0.2% of a $59.50B market.
Chicago-Naperville-Elgin, IL-IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Waterman Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — MIAMI-FORT LAUDERDALE-WEST PALM BEACH, FL, 2025
Waterman Bank ranks 366th of 937 lenders in Miami-Fort Lauderdale-West Palm Beach, FL, with $6.7M lent: 0.0% of a $48.09B market.
Miami-Fort Lauderdale-West Palm Beach, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Waterman Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — DALLAS-FORT WORTH-ARLINGTON, TX, 2025
Waterman Bank ranks 512th of 1,026 lenders in Dallas-Fort Worth-Arlington, TX, with $5.3M lent: 0.0% of a $63.42B market.
Dallas-Fort Worth-Arlington, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Waterman Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV, 2025
Waterman Bank ranks 470th of 757 lenders in Washington-Arlington-Alexandria, DC-VA-MD-WV, with $3.1M lent: 0.0% of a $62.69B market.
Washington-Arlington-Alexandria, DC-VA-MD-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Waterman Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — DETROIT-WARREN-DEARBORN, MI, 2025
Waterman Bank ranks 329th of 599 lenders in Detroit-Warren-Dearborn, MI, with $1.9M lent: 0.0% of a $23.68B market.
Detroit-Warren-Dearborn, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Waterman Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NON-METRO MINNESOTA, 2025
Waterman Bank ranks 333rd of 536 lenders in non-metro Minnesota, with $810K lent: 0.0% of a $5.28B market.
non-metro Minnesota is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Waterman Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — CHATTANOOGA, GA-TN, 2025
Waterman Bank ranks 351st of 525 lenders in Chattanooga, GA-TN, with $525K lent: 0.0% of a $4.21B market.
Chattanooga, GA-TN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Waterman Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — CHEYENNE, WY, 2025
Waterman Bank ranks 135th of 190 lenders in Cheyenne, WY, with $505K lent: 0.0% of a $1.11B market.
Cheyenne, WY is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Waterman Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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