A local lender
All its lending was in Nebraska, in five counties. It has reported in the Omaha market since 2004, where it held 0.1% of the market, unchanged, and ranked 140 of 417 lenders. JPMorgan Chase Bank leads there.
Applications / Mortgage Analytics / Lenders / Nebraska / Wahoo State Bank
Wahoo State Bank
Wahoo, NE · State member bank · FRS · $114 million assets · 28 loans in 2025
Wahoo State Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
28
loans originated, 2025
34
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Wahoo State Bank is a small Nebraska bank whose home lending, 28 loans in 2025, stays close to home in five counties around Wahoo and Omaha.
Fewer loans this year
It made 28 loans, down 22% from 36. Similar lenders (state member banks making between half and twice as many loans) fell 4%, while the whole market grew 10%. At this size a few loans either way decide the direction, so the fall may reflect a handful of borrowers rather than a change of course.
Gaps in the record
It filed no report for 2020, 2021 or 2022. Since 2020 a bank making fewer than 100 closed-end loans a year need not report, so those years are gaps, not years without lending. Its busiest reported year was 2019, with 80 loans.
Too few loans to compare
With 28 loans, its shares of purchases, of lending to modest incomes or to poorer neighborhoods rest on too few borrowers to set against its peers. Every loan it made was conventional.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
28 loans in 2025, against a peak of 80 in 2019.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Wahoo State Bank took 34 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
64.3% of its 2025 loans were purchase loans; all were conventional loans.
Purchase 64.3% · Home improvement 14.3% · Other 14.3% · Refinance 7.1%
Conventional 100.0% · of 28 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
1 state, 1 metro, 5 counties
| State | Loans | Share |
|---|---|---|
| Nebraska | 28 | 100.0% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Omaha | 24 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900O71XM7O5G20W03 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 662350 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 2662350 | 2004–2017 |
Established 2 January 1932. Reported under HMDA 2004-2025.
Mergers, name changes, data editions and corrections: Wahoo State Bank's data.
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