Applications / Mortgage Analytics / Lenders / Texas / Verabank Community Development
Henderson, TX · Non-bank subsidiary of a bank · CFPB · 3 loans in 2025
Verabank Community Development's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
3
loans originated, 2025
3
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Verabank Community Development, a non-bank arm of a bank in Henderson, Texas, made just three home-purchase loans in 2025, too few to compare with other lenders.
It made three loans in 2025 and two in 2024. It has never made more than seven in a year since 2018, and its total for 2025 came to $375,000. It has reported since 2006. With so few loans, its shares of any kind of borrower or neighborhood swing from year to year and say little.
All three loans were conventional home-purchase loans. None was higher-priced, a rate well above the average for similar loans. Its typical loan, $125,000, is smaller than the $325,000 at similar lenders, which here means non-banks making between an eighth and eight times as many loans. Three loans are too few to read much into that gap.
It lends in one state, across three metros and three counties. It has lent in Tyler since 2007 and in Longview since 2006, and entered Austin in 2024. In each its share is too small to register, and it ranks near the bottom of every market.
Similar lenders: lenders of the same broad kind (banks and savings institutions, credit unions or non-banks), originations between an eighth and eight times the lender's. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Verabank Community Development took 3 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 100.0%
Conventional 100.0% · of 3 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Texas | 3 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Austin-Round Rock-San Marcos | 1 |
| Longview | 1 |
| Tyler | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300D1HSIL40QWFS52 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 2697543 | 2010–2016 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 4344878 | 2017–2023 |
| Respondent ID (the HMDA filer code before 2018) | 1752540628 |
Established 22 April 1994. Reported under HMDA 2006-2025.
Mergers, name changes, data editions and corrections: Verabank Community Development's data.
Verabank Community Development's data
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Verabank Community Development and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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