Applications / Mortgage Analytics / Lenders / New York / US Mortgage / Competition
US Mortgage
Huntington, NY · Independent non-bank lender · CFPB · 1,504 loans in 2025
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1,504
loans originated, 2025
2,090
applications, 2025
34
states and territories
0
gaps bigger than at similar lenders
Who US Mortgage competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — ATLANTA-SANDY SPRINGS-ALPHARETTA, GA, 2025
US Mortgage ranks 84th of 892 lenders in Atlanta-Sandy Springs-Alpharetta, GA, with $143.8M lent: 0.3% of a $52.32B market.
Atlanta-Sandy Springs-Alpharetta, GA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and US Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NEW YORK-NEWARK-JERSEY CITY, NY-NJ, 2025
US Mortgage ranks 173rd of 802 lenders in New York-Newark-Jersey City, NY-NJ, with $125.6M lent: 0.1% of a $144.16B market.
New York-Newark-Jersey City, NY-NJ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and US Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — DALLAS-FORT WORTH-ARLINGTON, TX, 2025
US Mortgage ranks 201st of 1,026 lenders in Dallas-Fort Worth-Arlington, TX, with $53.6M lent: 0.1% of a $63.42B market.
Dallas-Fort Worth-Arlington, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and US Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — DENVER-AURORA-CENTENNIAL, CO, 2025
US Mortgage ranks 149th of 754 lenders in Denver-Aurora-Centennial, CO, with $36.5M lent: 0.1% of a $35.19B market.
Denver-Aurora-Centennial, CO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and US Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD, 2025
US Mortgage ranks 233rd of 784 lenders in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD, with $19.9M lent: 0.0% of a $39.87B market.
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and US Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — PUEBLO, CO, 2025
US Mortgage ranks 15th of 264 lenders in Pueblo, CO, with $13.1M lent: 1.3% of a $1.05B market.
Pueblo, CO is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and US Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 52% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — LAS VEGAS-HENDERSON-NORTH LAS VEGAS, NV, 2025
US Mortgage ranks 391st of 489 lenders in Las Vegas-Henderson-North Las Vegas, NV, with $710K lent: 0.0% of a $19.26B market.
Las Vegas-Henderson-North Las Vegas, NV is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and US Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — ANNISTON-OXFORD, AL, 2025
US Mortgage ranks 95th of 203 lenders in Anniston-Oxford, AL, with $515K lent: 0.1% of a $361.8M market.
Anniston-Oxford, AL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and US Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
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US Mortgage and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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