Applications / Mortgage Analytics / Lenders / Louisiana / United Built Homes
Shreveport, LA · Independent non-bank lender · CFPB · 281 loans in 2025
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281
loans originated, 2025
1,457
applications, 2025
5
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
United Built Homes, a non-bank lender based in Shreveport, makes one kind of loan: conventional mortgages to buy homes, in 137 counties, with rural Texas its biggest market.
Every one of its 281 loans financed a purchase, and every one was conventional. Similar lenders, meaning independent non-banks making between half and twice as many loans, put 75.4% of their loans in conventional mortgages and 17.6% in loans insured by the Federal Housing Administration (FHA). It made no loans on manufactured homes.
It lends in 137 counties across 5 states. Its largest market is non-metro Texas, where it ranks 75 of 831, followed by Dallas-Fort Worth-Arlington and non-metro Louisiana, where it ranks 66 of 316. In the big cities it is a minor player: 378 of 1,026 in Dallas and 441 of 929 in Houston.
Only 6.8% of its loans went to low- and moderate-income borrowers, against 21.7% at similar lenders, among the lowest tenth. One possible reason is that it makes no FHA or other government-backed loans, which many lower-income buyers use. Its typical loan, $335,000, is in line with peers.
Its loans rose 5% in 2025, a little faster than the 2% at similar lenders but slower than the whole market's 10%. Volume has drifted down from 534 loans in 2020, and the data do not say why.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. United Built Homes took 1,457 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 100.0%
Conventional 100.0% · of 281 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Texas | 181 | 64.4% |
| Louisiana | 35 | 12.5% |
| Arkansas | 32 | 11.4% |
| Oklahoma | 32 | 11.4% |
| Missouri | 1 | 0.4% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Dallas-Plano-Irving | 19 |
| Fort Worth-Arlington-Grapevine | 16 |
| Houston-Pasadena-The Woodlands | 16 |
| Corpus Christi | 10 |
| Tulsa | 10 |
| Longview | 9 |
| Monroe | 9 |
| Fayetteville-Springdale-Rogers | 8 |
| Oklahoma City | 7 |
| San Antonio-New Braunfels | 6 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300HTRLFU2IIL4380 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3917499 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 7720506617 |
Established 14 February 1958. Reported under HMDA 2004-2025.
Mergers, name changes, data editions and corrections: United Built Homes's data.
United Built Homes's data
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United Built Homes and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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