Applications / Mortgage Analytics / Lenders / Arkansas / Uark Federal Credit Union
Fayetteville, AR · Credit union · NCUA · $83.3 million assets · 24 loans in 2025
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24
loans originated, 2025
68
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Uark Federal Credit Union, based in Fayetteville, Arkansas, is a very small mortgage lender: it made 24 loans in 2025, all in one state, most of them for home improvement rather than home purchase.
It made 24 loans, down from 32 in 2024 and 33 in 2023. Similar lenders, credit unions making between half and twice as many loans, typically made 29, and it made fewer than about two-thirds of them. With so few loans, a handful more or fewer moves the count by a quarter, so the 25% fall says little about where it is heading.
More than half its loans were for home improvement, and few financed a purchase. All were conventional, with no government guarantee. On 24 loans the exact split is too small to read much into, but it marks a lender for work on existing homes more than for buying them.
It first reported under HMDA in 1992 and first lent in Fayetteville-Springdale-Rogers that year. It filed no reports from 2018 to 2022; those are gaps in the record, not years without lending. Its loans reach 5 counties in Arkansas, including the Little Rock area, where it first lent in 1999.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2023–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Uark Federal Credit Union took 68 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Home improvement 58.3% · Other 29.2% · Purchase 12.5%
Conventional 100.0% · of 24 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Arkansas | 24 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Fayetteville-Springdale-Rogers | 17 |
| Little Rock-North Little Rock-Conway | 6 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 2549001CF58X6R5L5L44 | 2023–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 396888 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 516946 | 1992–2016 |
Established 1 January 1965. Reported under HMDA 1992-2025.
Mergers, name changes, data editions and corrections: Uark Federal Credit Union's data.
Uark Federal Credit Union's data
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Uark Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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