Applications / Mortgage Analytics / Lenders / Iowa / TS Bank
Treynor, IA · State non-member bank · FDIC · $437 million assets · 33 loans in 2025
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33
loans originated, 2025
34
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
TS Bank, a small Iowa bank formerly called Treynor State Bank, made 33 mortgage loans in 2025 and began lending in Des Moines, Lincoln and rural Nebraska.
The bank filed no public mortgage report from 2018 to 2022. Those years are gaps in the record, not years without lending. It reported 33 loans in 2023, 29 in 2024 and 33 in 2025. That was a rise of 14% last year, while similar lenders, state non-member banks making between half and twice as many loans, were flat.
Its first loans in the Des Moines and Lincoln areas, and in rural Nebraska, came in 2025. In Des Moines it ranked 129 of 396 lenders with 0.1% of lending. The bank has lent in the Omaha area since 1990 and lends in 15 counties across three states.
Every loan was conventional. Refinancings and purchases each made up close to half, with a little home improvement. Its typical loan was $125,000, against $167,500 at similar lenders. With 33 loans, these shares say more about this year's customers than about a lasting pattern.
Treynor State Bank first appears in the public data in 1990 and was renamed TS Bank in 2020. It holds $437 million in assets.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2023–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. TS Bank took 34 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 48.5% · Purchase 45.5% · Home improvement 6.1%
Conventional 100.0% · of 33 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Iowa | 27 | 81.8% |
| Nebraska | 2 | 6.1% |
| Missouri | 1 | 3.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Omaha | 13 |
| Des Moines-West Des Moines | 2 |
| Ames | 1 |
| Lincoln | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493008LMXP14HBMBK78 | 2023–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 552545 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 314812 | 1990–2016 |
Established 1 June 1923. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: TS Bank's data.
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