Applications / Mortgage Analytics / Lenders / Kansas / TruHome Solutions
Lenexa, KS · Non-bank affiliate of a holding company · CFPB · 238 loans in 2025
TruHome Solutions's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
238
loans originated, 2025
588
applications, 2025
29
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
TruHome Solutions is a government-backed home-purchase lender that buys far more loans than it makes: 850 bought against 238 made in 2025.
It bought 850 loans in 2025, while the typical similar lender (non-bank affiliates of holding companies making between a quarter and four times as many loans) bought none. Its purchases have shrunk, from 2,775 in 2020 and 1,127 a year earlier. Its own originations fell 15%, against a 6% fall at similar lenders.
Loans insured by the Federal Housing Administration (FHA) made up 60.5% of its originations, against 13.0% at similar lenders, the highest share among them. Loans guaranteed by the Department of Veterans Affairs (VA) were a further 11.8%. Only 25.6% were conventional. Home-purchase loans were 64.7% of its lending.
Some 36.5% of its loans went to low- and moderate-income borrowers, against 25.8% at similar lenders, and 26.7% to poorer neighborhoods, against 19.4%. Government-backed loans, with their small down payments, may suit such buyers. Its typical loan, $250,000, was smaller than similar lenders' $335,000.
It lent in 29 states and 73 metros, with no more than 0.1% of any of its largest markets. Only 0.4% of its loans were higher-priced, meaning a rate well above the average for similar loans, against 2.5% at similar lenders. Its typical rate was 6.38%.
Similar lenders: same lender type, originations between a quarter and four times the lender's. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. TruHome Solutions took 588 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 64.7% · Refinance 35.3%
FHA 60.5% · Conventional 25.6% · VA 11.8% · USDA (RHS or FSA) 2.1% · of 238 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Missouri | 35 | 14.7% |
| Texas | 32 | 13.4% |
| Arizona | 27 | 11.3% |
| Florida | 21 | 8.8% |
| Kansas | 12 | 5.0% |
| Illinois | 11 | 4.6% |
| North Carolina | 11 | 4.6% |
| Nebraska | 10 | 4.2% |
| Virginia | 10 | 4.2% |
| Tennessee | 9 | 3.8% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Tucson | 15 |
| Kansas City | 10 |
| St. Louis | 10 |
| Phoenix-Mesa-Chandler | 9 |
| Virginia Beach-Chesapeake-Norfolk | 9 |
| Omaha | 8 |
| Springfield | 7 |
| Columbia | 6 |
| Winston-Salem | 6 |
| Denver-Aurora-Centennial | 5 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493002YXAOJOQPEGS38 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3850251 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 7760762186 | |
| Respondent ID (the HMDA filer code before 2018) | 5760762186 | 2006–2016 |
Established date not on record. Reported under HMDA 2006-2025.
Mergers, name changes, data editions and corrections: TruHome Solutions's data.
TruHome Solutions's data
$215
TruHome Solutions and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy TruHome Solutions's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]