Applications / Mortgage Analytics / Lenders / Idaho / TruGrocer Federal Credit Union
Meridian, ID · Credit union · NCUA · $316 million assets · 14 loans in 2025
TruGrocer Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
14
loans originated, 2025
19
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
TruGrocer Federal Credit Union, which has lent in the Boise area since 1990, is a very small mortgage lender: it made 14 loans in 2025.
It made 14 loans in 2025, down from 21 a year earlier and 52 in 2022. Similar lenders (credit unions making between half and twice as many loans) typically made 20. Its count fell by a third while theirs fell 14% and the whole market grew 10%.
It filed no report for 2020 or 2021. Since 2020 lenders making few loans need not report, so those years are gaps in the record, not years without lending. Its lending is in two Idaho counties, and in Boise City it ranks 236 of 409 lenders.
Refinances made up 57.1% of its loans and purchases 42.9%. Its typical loan, $275,000, was larger than at most similar lenders, where it was $105,000. On 14 loans, though, a handful of large ones can move any share or typical figure a long way, so none of these measures says much about the lender's habits from one year to the next.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. TruGrocer Federal Credit Union took 19 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 57.1% · Purchase 42.9%
Conventional 100.0% · of 14 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Idaho | 6 | 42.9% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Boise City | 6 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900FLY5OAGDXADY25 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 74980 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 517127 | 1990–2017 |
Established 1 January 1965. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: TruGrocer Federal Credit Union's data.
TruGrocer Federal Credit Union's data
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TruGrocer Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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