Applications / Mortgage Analytics / Lenders / Iowa / The Security National Bank of Sioux City, Iowa
Sioux City, IA · National bank · OCC · $1.7 billion assets · 281 loans in 2025
The Security National Bank of Sioux City, Iowa's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
281
loans originated, 2025
384
applications, 2025
7
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
The Security National Bank of Sioux City, Iowa ranks third in its home market, and its loans grew 18% in 2025, faster than most similar lenders.
The bank made 5.3% of the home lending in Sioux City, third of 167 lenders, behind Central Bank and Primebank. Its share fell 1.0 points, from 6.3%. Its dollar total fell to $60.3 million from $67.6 million even as its loan count rose, and its jumbo share (loans larger than the conforming limit) fell to 1.8% from 4.4%. Fewer large loans, rather than fewer borrowers, may explain the lower share.
Its loans rose to 281 from 238, faster than at about three in four similar lenders (national banks making between half and twice as many loans), whose loans grew 5%. The whole market grew 10%.
Its typical loan was $145,000, against $205,000 at similar lenders, smaller than at about four in five of them. Every loan was conventional, none government-backed.
It lent in 29 counties in 7 states, from Iowa to Oklahoma. Its newer markets are small: in Ames, one of them, its share rose to 0.2% from 0.0%. In Lincoln, where it has lent since 1999, it holds 0.1%.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. The Security National Bank of Sioux City, Iowa took 384 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 52.7% · Refinance 28.8% · Other 10.0% · Home improvement 8.5%
Conventional 100.0% · of 281 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Iowa | 241 | 85.8% |
| South Dakota | 20 | 7.1% |
| Nebraska | 15 | 5.3% |
| Minnesota | 2 | 0.7% |
| Kansas | 1 | 0.4% |
| Missouri | 1 | 0.4% |
| Oklahoma | 1 | 0.4% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Sioux City | 185 |
| Ames | 3 |
| Omaha | 3 |
| Des Moines-West Des Moines | 2 |
| Kansas City | 2 |
| Lincoln | 2 |
| Iowa City | 1 |
| Waterloo-Cedar Falls | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493003QPO86QUI9FJ04 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 418249 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 13124 | 1990–2017 |
Established 1 January 1884. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: The Security National Bank of Sioux City, Iowa's data.
The Security National Bank of Sioux City, Iowa's data
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The Security National Bank of Sioux City, Iowa and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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