Applications / Mortgage Analytics / Lenders / Ohio / The Richwood Banking Company / Competition
The Richwood Banking Company
Richwood, OH · State member bank · FRS · $1.2 billion assets · 130 loans in 2025
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130
loans originated, 2025
211
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Who The Richwood Banking Company competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — COLUMBUS, OH, 2025
The Richwood Banking Company ranks 117th of 596 lenders in Columbus, OH, with $20.1M lent: 0.1% of a $16.93B market.
Columbus, OH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Richwood Banking Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO OHIO, 2025
The Richwood Banking Company ranks 116th of 592 lenders in non-metro Ohio, with $11.1M lent: 0.2% of a $6.94B market.
non-metro Ohio is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Richwood Banking Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO MICHIGAN, 2025
The Richwood Banking Company ranks 239th of 606 lenders in non-metro Michigan, with $2.8M lent: 0.0% of a $7.04B market.
non-metro Michigan is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Richwood Banking Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — LIMA, OH, 2025
The Richwood Banking Company ranks 28th of 154 lenders in Lima, OH, with $2.7M lent: 0.7% of a $392.7M market.
Lima, OH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Richwood Banking Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 60% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — KNOXVILLE, TN, 2025
The Richwood Banking Company ranks 239th of 599 lenders in Knoxville, TN, with $2.4M lent: 0.0% of a $8.06B market.
Knoxville, TN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Richwood Banking Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — DETROIT-WARREN-DEARBORN, MI, 2025
The Richwood Banking Company ranks 574th of 599 lenders in Detroit-Warren-Dearborn, MI, with $95K lent: 0.0% of a $23.68B market.
Detroit-Warren-Dearborn, MI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and The Richwood Banking Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — OCALA, FL, 2025
The Richwood Banking Company ranks 422nd of 536 lenders in Ocala, FL, with $235K lent: 0.0% of a $2.98B market.
Ocala, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and The Richwood Banking Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — CINCINNATI, IN-KY-OH, 2025
The Richwood Banking Company ranks 520th of 621 lenders in Cincinnati, IN-KY-OH, with $305K lent: 0.0% of a $15.96B market.
Cincinnati, IN-KY-OH is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and The Richwood Banking Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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The Richwood Banking Company and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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