Applications / Mortgage Analytics / Lenders / Rhode Island / The People's Credit Union / Competition
The People's Credit Union
Middletown, RI · Credit union · NCUA · $808 million assets · 213 loans in 2025
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213
loans originated, 2025
346
applications, 2025
6
states and territories
0
gaps bigger than at similar lenders
Who The People's Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — PROVIDENCE-WARWICK, MA-RI, 2025
The People's Credit Union ranks 66th of 475 lenders in Providence-Warwick, MA-RI, with $41.1M lent: 0.3% of a $13.02B market.
Providence-Warwick, MA-RI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The People's Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — BOSTON-CAMBRIDGE-NEWTON, MA-NH, 2025
The People's Credit Union ranks 370th of 664 lenders in Boston-Cambridge-Newton, MA-NH, with $6.0M lent: 0.0% of a $49.59B market.
Boston-Cambridge-Newton, MA-NH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The People's Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — BRIDGEPORT-STAMFORD-DANBURY, CT, 2025
The People's Credit Union ranks 300th of 419 lenders in Bridgeport-Stamford-Danbury, CT, with $1.2M lent: 0.0% of a $10.74B market.
Bridgeport-Stamford-Danbury, CT is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The People's Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — ALBANY-SCHENECTADY-TROY, NY, 2025
The People's Credit Union ranks 168th of 265 lenders in Albany-Schenectady-Troy, NY, with $985K lent: 0.0% of a $4.52B market.
Albany-Schenectady-Troy, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The People's Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — WORCESTER, MA, 2025
The People's Credit Union ranks 337th of 451 lenders in Worcester, MA, with $660K lent: 0.0% of a $6.86B market.
Worcester, MA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The People's Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — ELMIRA, NY, 2025
The People's Credit Union ranks 79th of 93 lenders in Elmira, NY, with $145K lent: 0.1% of a $185.1M market.
Elmira, NY is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and The People's Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 69% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — BINGHAMTON, NY, 2025
The People's Credit Union ranks 173rd of 180 lenders in Binghamton, NY, with $75K lent: 0.0% of a $573.8M market.
Binghamton, NY is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and The People's Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — SYRACUSE, NY, 2025
The People's Credit Union ranks 233rd of 246 lenders in Syracuse, NY, with $90K lent: 0.0% of a $2.51B market.
Syracuse, NY is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and The People's Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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