Applications / Mortgage Analytics / Lenders / Alabama / The HomeTown Bank of Alabama / Competition
The HomeTown Bank of Alabama
Oneonta, AL · State non-member bank · FDIC · $639 million assets · 234 loans in 2025
The HomeTown Bank of Alabama's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
234
loans originated, 2025
328
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who The HomeTown Bank of Alabama competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — BIRMINGHAM, AL, 2025
The HomeTown Bank of Alabama ranks 50th of 523 lenders in Birmingham, AL, with $33.2M lent: 0.5% of a $7.02B market.
Birmingham, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The HomeTown Bank of Alabama in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO ALABAMA, 2025
The HomeTown Bank of Alabama ranks 161st of 523 lenders in non-metro Alabama, with $4.5M lent: 0.1% of a $3.92B market.
non-metro Alabama is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The HomeTown Bank of Alabama in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — GADSDEN, AL, 2025
The HomeTown Bank of Alabama ranks 34th of 190 lenders in Gadsden, AL, with $2.9M lent: 0.7% of a $438.6M market.
Gadsden, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The HomeTown Bank of Alabama in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — TUSCALOOSA, AL, 2025
The HomeTown Bank of Alabama ranks 206th of 306 lenders in Tuscaloosa, AL, with $390K lent: 0.0% of a $1.26B market.
Tuscaloosa, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The HomeTown Bank of Alabama in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
The HomeTown Bank of Alabama's data
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The HomeTown Bank of Alabama and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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