Applications / Mortgage Analytics / Lenders / Illinois / The Fisher National Bank
Fisher, IL · National bank · OCC · $364 million assets · 312 loans in 2025
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312
loans originated, 2025
349
applications, 2025
8
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
The Fisher National Bank is an Illinois purchase lender whose loan count has barely moved since 2023, after a peak of 422 in 2020.
It made 312 loans in 2025, against 307 the year before and 306 in 2023. That rise of 2% trailed the 5% of similar lenders, national banks making between half and twice as many loans, and the market's 10%. Its count is still well above the 188 it made in 2018. It merged with Catlin Bank in 2023; Catlin's filings count as its own in the competition figures.
Home purchases made up 61.5% of its loans and refinances 32.7%. Its typical loan was $135,000, against $190,000 at similar lenders, lower than about seven in eight of them. Nearly all were conventional.
Low- and moderate-income (LMI) borrowers took 30.7% of its loans, against 26.1% at similar lenders, more than about two-thirds of them. That share was 16.0% five years before. In LMI neighborhoods it sits a little below the middle, at 14.8% against 16.2%.
It denied 2.4% of first-lien home-purchase applications on owner-occupied homes, against 6.1% at similar lenders, lower than more than four in five of them.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. The Fisher National Bank took 349 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 61.5% · Refinance 32.7% · Other 4.8% · Home improvement 1.0%
Conventional 99.7% · USDA (RHS or FSA) 0.3% · of 312 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Illinois | 294 | 94.2% |
| Indiana | 11 | 3.5% |
| Florida | 2 | 0.6% |
| Alabama | 1 | 0.3% |
| Arizona | 1 | 0.3% |
| North Carolina | 1 | 0.3% |
| Oklahoma | 1 | 0.3% |
| Texas | 1 | 0.3% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Champaign-Urbana | 150 |
| Bloomington | 6 |
| Terre Haute | 4 |
| Cape Coral-Fort Myers | 2 |
| Decatur | 2 |
| Austin-Round Rock-San Marcos | 1 |
| Gadsden | 1 |
| Kankakee | 1 |
| Peoria | 1 |
| Phoenix-Mesa-Chandler | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493004LTLRA7Y5L3696 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 739832 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 114757 | 1990–2017 |
Established 18 November 1955. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: The Fisher National Bank's data.
The Fisher National Bank's data
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