Five years of decline
Its lending has fallen every year since 2020, from 291 loans to 151 in 2021 and 24 in 2025. Last year's fall of 14% matched that of similar lenders, national banks making between half and twice as many loans, whose loans also fell 14%. The whole market grew 10%. With so few loans, a handful of borrowers can swing any measure, so little should be read into year-to-year changes.