Applications / Mortgage Analytics / Lenders / Connecticut / The First Bank of Greenwich
Cos Cob, CT · State non-member bank · FDIC · $804 million assets · 23 loans in 2025
The First Bank of Greenwich's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
23
loans originated, 2025
28
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
The First Bank of Greenwich makes few home loans, about two dozen a year, but large ones.
It made 23 loans in 2025, worth $23.3 million, more in dollars than similar lenders' $8.5 million (state non-member banks making between half and twice as many loans). Those lenders typically made 34 loans, so its loans are large. With so few loans, its shares and rates are too small to read much into.
It made 58 loans in 2020, then filed no report for 2021 and 2022, gaps in the record rather than years without lending. Since then it has made 39, 26 and 23. Its loans fell 12% in 2025, a little more than peers' 9% fall. A bank of this size may focus on other business.
It has lent in Bridgeport-Stamford-Danbury since 2008 and ranks 118th of 419 lenders there. Its share slipped to 0.1% from 0.2%; at two dozen loans a year, one or two large loans more or fewer move it. JPMorgan Chase Bank leads that market.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. The First Bank of Greenwich took 28 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 47.8% · Refinance 26.1% · Home improvement 17.4% · Other 8.7%
Conventional 100.0% · of 23 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Connecticut | 14 | 60.9% |
| New York | 9 | 39.1% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Bridgeport-Stamford-Danbury | 14 |
| New York-Jersey City-White Plains | 7 |
| Nassau County-Suffolk County | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900ZJM7YMM3MA5J75 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3466988 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 358307 | 2008–2017 |
Established 20 December 2006. Reported under HMDA 2008-2025.
Mergers, name changes, data editions and corrections: The First Bank of Greenwich's data.
The First Bank of Greenwich's data
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The First Bank of Greenwich and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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