Applications / Mortgage Analytics / Lenders / Louisiana / The Evangeline Bank and Trust Company
Ville Platte, LA · State non-member bank · FDIC · $1.1 billion assets · 391 loans in 2025
The Evangeline Bank and Trust Company's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
391
loans originated, 2025
448
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
The Evangeline Bank and Trust Company, a Louisiana bank that finances many manufactured homes, grew faster than about nine in ten similar lenders in 2025 and gained share in its main markets.
One loan in five, 20.2%, was for a manufactured home, against 1.9% for similar lenders (state non-member banks making between half and twice as many loans), a higher share than almost all of them. That may help explain its small loans: the typical one was $105,000, against $175,000 for peers.
Its originations rose 35% to 391, against 9% for similar lenders and 10% for the whole market. The rebound follows two weak years; it made 290 loans in 2024, against 584 in 2022.
In Alexandria its share rose to 5.2% from 2.4%, and it ranked 4 of 152 lenders; Red River Bank leads there. Its share also rose in Lafayette, to 1.3% from 0.7%, and in Lake Charles, to 1.5% from 0.9%.
Some 23.2% of its loans went to low- and moderate-income neighborhoods, against 16.0% for similar lenders, more than about three-quarters of them. Its share in majority-minority neighborhoods, 19.5%, was about three times peers' 6.6%.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. The Evangeline Bank and Trust Company took 448 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 47.3% · Refinance 44.5% · Home improvement 5.4% · Other 2.8%
Conventional 100.0% · of 391 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Louisiana | 389 | 99.5% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Alexandria | 128 |
| Lafayette | 56 |
| Lake Charles | 56 |
| Baton Rouge | 3 |
| New Orleans-Metairie | 2 |
| Monroe | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900R51FSMCPO6HB07 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 372538 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 312611 | 1991–2017 |
Established 1 January 1933. Reported under HMDA 1991-2025.
Mergers, name changes, data editions and corrections: The Evangeline Bank and Trust Company's data.
The Evangeline Bank and Trust Company's data
$215
The Evangeline Bank and Trust Company and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy The Evangeline Bank and Trust Company's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]