Applications / Mortgage Analytics / Lenders / South Carolina / The Citizens Bank / Competition
The Citizens Bank
Olanta, SC · State non-member bank · FDIC · $1.1 billion assets · 185 loans in 2025
The Citizens Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
185
loans originated, 2025
208
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who The Citizens Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO SOUTH CAROLINA, 2025
The Citizens Bank ranks 29th of 514 lenders in non-metro South Carolina, with $26.3M lent: 0.9% of a $2.95B market.
non-metro South Carolina is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Citizens Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — FLORENCE, SC, 2025
The Citizens Bank ranks 9th of 256 lenders in Florence, SC, with $14.9M lent: 2.2% of a $673.0M market.
Florence, SC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Citizens Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC, 2025
The Citizens Bank ranks 94th of 543 lenders in Myrtle Beach-Conway-North Myrtle Beach, SC, with $8.7M lent: 0.2% of a $4.27B market.
Myrtle Beach-Conway-North Myrtle Beach, SC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Citizens Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — COLUMBIA, SC, 2025
The Citizens Bank ranks 137th of 515 lenders in Columbia, SC, with $5.0M lent: 0.1% of a $5.77B market.
Columbia, SC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Citizens Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — CHARLESTON-NORTH CHARLESTON, SC, 2025
The Citizens Bank ranks 245th of 617 lenders in Charleston-North Charleston, SC, with $3.8M lent: 0.0% of a $11.91B market.
Charleston-North Charleston, SC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Citizens Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — WILMINGTON, NC, 2025
The Citizens Bank ranks 475th of 538 lenders in Wilmington, NC, with $285K lent: 0.0% of a $6.21B market.
Wilmington, NC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and The Citizens Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — SUMTER, SC, 2025
The Citizens Bank ranks 35th of 193 lenders in Sumter, SC, with $2.6M lent: 0.6% of a $479.0M market.
Sumter, SC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and The Citizens Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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The Citizens Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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