Applications / Mortgage Analytics / Lenders / Texas / The Bank and Trust / Competition
The Bank and Trust
Del Rio, TX · State member bank · FRS · $585 million assets · 150 loans in 2025
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150
loans originated, 2025
209
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who The Bank and Trust competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO TEXAS, 2025
The Bank and Trust ranks 109th of 831 lenders in non-metro Texas, with $20.0M lent: 0.2% of a $10.46B market.
non-metro Texas is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Bank and Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 27% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — SAN ANGELO, TX, 2025
The Bank and Trust ranks 9th of 191 lenders in San Angelo, TX, with $14.7M lent: 2.7% of a $542.3M market.
San Angelo, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Bank and Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 58% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — SAN ANTONIO-NEW BRAUNFELS, TX, 2025
The Bank and Trust ranks 362nd of 669 lenders in San Antonio-New Braunfels, TX, with $1.9M lent: 0.0% of a $16.26B market.
San Antonio-New Braunfels, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Bank and Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — MIDLAND, TX, 2025
The Bank and Trust ranks 185th of 294 lenders in Midland, TX, with $555K lent: 0.0% of a $1.51B market.
Midland, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Bank and Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — PHOENIX-MESA-CHANDLER, AZ, 2025
The Bank and Trust ranks 737th of 879 lenders in Phoenix-Mesa-Chandler, AZ, with $525K lent: 0.0% of a $50.70B market.
Phoenix-Mesa-Chandler, AZ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Bank and Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — AMARILLO, TX, 2025
The Bank and Trust ranks 213th of 258 lenders in Amarillo, TX, with $235K lent: 0.0% of a $1.23B market.
Amarillo, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and The Bank and Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 53% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — ODESSA, TX, 2025
The Bank and Trust ranks 194th of 196 lenders in Odessa, TX, with $45K lent: 0.0% of a $783.5M market.
Odessa, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and The Bank and Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — LUBBOCK, TX, 2025
The Bank and Trust ranks 196th of 341 lenders in Lubbock, TX, with $490K lent: 0.0% of a $1.78B market.
Lubbock, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and The Bank and Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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The Bank and Trust and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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