Applications / Mortgage Analytics / Lenders / Texas / Texas National Bank of Jacksonville
Jacksonville, TX · National bank · OCC · $835 million assets · 148 loans in 2025
Texas National Bank of Jacksonville's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
148
loans originated, 2025
207
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Texas National Bank of Jacksonville is a home-purchase lender ranked 15 of 345 in Tyler, and every one of its 148 loans in 2025 was conventional.
Purchases made up 68.2% of its loans, refinancing 18.9% and home improvement 12.2%. It made no loans insured by the Federal Housing Administration (FHA) or guaranteed by the Department of Veterans Affairs (VA). Manufactured homes were 4.1% of its loans, against 1.5% at similar lenders, meaning national banks making between half and twice as many loans.
Only 8.1% of its loans went to low- and moderate-income borrowers, against 24.4% at similar lenders, among the lowest tenth. Yet its share in poorer neighborhoods, 16.9%, was near the middle, and 18.9% of its loans were in majority-minority neighborhoods, higher than about two-thirds of peers. So the gap lies in who borrows rather than where. Its somewhat larger loans, typically $215,000 against $185,000, may be one reason; the incomes of the buyers in the towns it serves could be another.
It has lent in Tyler and Longview since its first report in 2007. Its Tyler share slipped from 1.6% to 1.4%, while its Longview share held at 0.6%. One possible reason for the Tyler dip is pace: its loan count rose only 3%, while lending nationally grew 10%.
It made its first loans in Lubbock in 2024 and in Amarillo and Texarkana in 2025. It ranks low in all three so far.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Texas National Bank of Jacksonville took 207 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 68.2% · Refinance 18.9% · Home improvement 12.2% · Other 0.7%
Conventional 100.0% · of 148 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Texas | 148 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Tyler | 55 |
| Longview | 32 |
| Dallas-Plano-Irving | 3 |
| Houston-Pasadena-The Woodlands | 2 |
| Lubbock | 2 |
| Amarillo | 1 |
| Brownsville-Harlingen | 1 |
| Texarkana | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300NJ26KCZVDMI076 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 739355 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 118594 | 2007–2017 |
Established 19 March 1985. Reported under HMDA 2007-2025.
Mergers, name changes, data editions and corrections: Texas National Bank of Jacksonville's data.
Texas National Bank of Jacksonville's data
$215
Texas National Bank of Jacksonville and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Texas National Bank of Jacksonville's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]