Applications / Mortgage Analytics / Lenders / Texas / Texas Bank
Henderson, TX · State non-member bank · FDIC · $936 million assets · 118 loans in 2025
Texas Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
118
loans originated, 2025
187
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Texas Bank, of Henderson, grew its lending by 24% in 2025, faster than most similar banks, and gained ground in Longview, its largest market.
Its loans rose from 95 to 118. Similar lenders (state non-member banks making between half and twice as many loans) grew 9%, and the whole market 10%; it grew faster than about seven in ten of them. It is still below the 184 loans it made in 2022.
Purchases made up 60.2% of its loans and home-improvement loans 14.4%. All were conventional. Its typical loan, $175,000, matched that of similar lenders.
Of its loans, 24.6% were in majority-minority neighborhoods, against 5.7% at similar lenders, more than at about four in five of them. Borrowers with low or moderate incomes (LMI) took 25.3% of its loans, up from 15.2% in 2024 and close to the 27.9% at similar lenders.
Founded in 1973 as Texas Bank of Tatum, it first reported in 2004. In Longview its share rose from 0.7% to 1.0%, and it ranked 22nd of 306 lenders. United Wholesale Mortgage led the market.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Texas Bank took 187 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 60.2% · Refinance 16.9% · Home improvement 14.4% · Other 8.5%
Conventional 100.0% · of 118 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Texas | 118 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Longview | 57 |
| Tyler | 17 |
| Dallas-Plano-Irving | 11 |
| Sherman-Denison | 7 |
| Fort Worth-Arlington-Grapevine | 6 |
| San Antonio-New Braunfels | 3 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300W6OBJ6KNM5Y833 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 414764 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 321074 | 2004–2017 |
Established 5 May 1973. Reported under HMDA 2004-2025.
Mergers, name changes, data editions and corrections: Texas Bank's data.
Texas Bank's data
$215
Texas Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Texas Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]