Applications / Mortgage Analytics / Lenders / Florida / Tampa Postal Federal Credit Union
Lutz, FL · Credit union · NCUA · $98.4 million assets · 22 loans in 2025
Tampa Postal Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
22
loans originated, 2025
42
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Tampa Postal Federal Credit Union, with $98.4 million in assets, made 22 home loans in 2025, none of them to buy a home.
Of its 22 loans in 2025, 45.5% were for home improvement and 40.9% for other purposes; refinances made up the remaining 13.6%. None paid for a purchase, and its typical loan was $55,000. So few loans say little about how it compares with similar lenders (credit unions making between half and twice as many loans), but the year's lending was small loans on homes borrowers already owned.
It made 22 loans, the same as in 2024, while similar lenders fell 5% and the whole market grew 10%. Its yearly count has moved between 15 and 38 since 2018.
It has reported since 1990, and all its lending is in Florida, across six metros and eight counties. Tampa-St. Petersburg-Clearwater is its largest market, though its share there is too small to measure.
All its loans were conventional. With 22 loans, its borrower incomes, neighborhoods and rates rest on too few loans to set against other lenders.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Tampa Postal Federal Credit Union took 42 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Home improvement 45.5% · Other 40.9% · Refinance 13.6%
Conventional 100.0% · of 22 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Florida | 22 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Tampa | 17 |
| Cape Coral-Fort Myers | 1 |
| Jacksonville | 1 |
| Ocala | 1 |
| Orlando-Kissimmee-Sanford | 1 |
| St. Petersburg-Clearwater-Largo | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300UICMP0IGY0RG32 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 72070 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 54395 | 1990–2017 |
Established 1 January 1941. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Tampa Postal Federal Credit Union's data.
Tampa Postal Federal Credit Union's data
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Tampa Postal Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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