Applications / Mortgage Analytics / Lenders / Ohio / Sutton Bank
Attica, OH · State non-member bank · FDIC · $1.6 billion assets · 23 loans in 2025
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23
loans originated, 2025
26
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Sutton Bank, an Ohio bank with $1.6 billion in assets, made only 23 home loans in 2025, a small fraction of its volume in 2020.
It made 197 loans in 2020 and 138 in 2021. Since 2023 it has made between 23 and 28 a year, and its loans fell 15% in 2025, while similar lenders fell 9%. Similar lenders are state non-member banks making between half and twice as many loans; the typical one of the 216 made 34. The figures do not show why its lending fell.
Its loans are scattered over six metros and 12 counties. It first reported in 2005 and has lent in its main markets since 2005 or 2006. Its best position is Mansfield, where it ranks 69 of 187 lenders. Salt Lake City is its one market outside Ohio.
With 23 loans, its shares of loan types, purposes and borrower groups rest on too few loans to set against its peers'. One loan either way moves any of them by several points.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Sutton Bank took 26 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 82.6% · Home improvement 13.0% · Refinance 4.3%
Conventional 100.0% · of 23 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Ohio | 22 | 95.7% |
| Utah | 1 | 4.3% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Mansfield | 4 |
| Cleveland | 2 |
| Canton-Massillon | 1 |
| Columbus | 1 |
| Salt Lake City-Murray | 1 |
| Sandusky | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300KYZ21NWSUOYP36 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 110413 | 2005–2023 |
| Respondent ID (the HMDA filer code before 2018) | 35962 | 2005–2017 |
Established 1 January 1878. Reported under HMDA 2005-2025.
Mergers, name changes, data editions and corrections: Sutton Bank's data.
Sutton Bank's data
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Sutton Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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