Applications / Mortgage Analytics / Lenders / Ohio / Superior Financial Solutions
Lima, OH · Non-bank lender · CFPB · 121 loans in 2025
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121
loans originated, 2025
327
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Superior Financial Solutions, a home-purchase lender in Lima, Ohio, raised its lending by 68% in 2025 while similar lenders shrank.
Its loans rose from 72 to 121. Similar lenders, non-bank lenders making between half and twice as many loans, fell 10%, and it grew faster than more than nine in ten of the 23. In Lima its share rose from 2.5% to 3.7%, and it ranks 8 of 154 lenders; Superior Credit Union leads that market. It has grown from 10 loans in 2019.
Purchases made up 92.6% of its loans. Most were conventional, 90.1%, and 9.1% were insured by the Federal Housing Administration (FHA). Manufactured homes were 2.5%. Its typical loan, $185,000, was smaller than about nine in ten of its peers', whose typical loan was $305,000.
Low- and moderate-income borrowers took 47.9% of its loans, the highest share among its peers, whose typical share was 27.9%. Its share in low- and moderate-income neighborhoods, 23.1%, was also above the 17.2% typical of its peers. None of its loans were higher-priced (a rate well above the average for similar loans), against 1.5% for peers.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Superior Financial Solutions took 327 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 92.6% · Refinance 7.4%
Conventional 90.1% · FHA 9.1% · USDA (RHS or FSA) 0.8% · of 121 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Ohio | 118 | 97.5% |
| Indiana | 2 | 1.7% |
| North Carolina | 1 | 0.8% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Lima | 73 |
| Cleveland | 6 |
| Akron | 5 |
| Canton-Massillon | 2 |
| Charlotte-Concord-Gastonia | 1 |
| Cincinnati | 1 |
| Columbus | 1 |
| Fort Wayne | 1 |
| Mansfield | 1 |
| Springfield | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493008ICL5D7TS4CI35 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 4320603 | 2011–2023 |
| Respondent ID (the HMDA filer code before 2018) | 5205799048 |
Established 11 December 2003. Reported under HMDA 2010-2025.
Mergers, name changes, data editions and corrections: Superior Financial Solutions's data.
Superior Financial Solutions's data
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Superior Financial Solutions and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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