Applications / Mortgage Analytics / Lenders / Arizona / SunWest Federal Credit Union
Glendale, AZ · Credit union · NCUA · $517 million assets · 155 loans in 2025
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155
loans originated, 2025
211
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
SunWest Federal Credit Union, of Glendale, Arizona, is a home-equity lender: almost none of its 155 loans in 2025 were for buying or refinancing a home.
Loans for other purposes made up 67.7% of its lending and home improvement 27.1%; purchases were just 1.3%. Its typical loan, $75,000, was smaller than about four in five similar lenders' loans, credit unions making between half and twice as many loans, whose typical loan was $105,000. Small loans fit that kind of lending.
Its loans fell 31%, from 226 to 155, while similar credit unions grew 8%. Almost all of the 459 grew faster or shrank less. Its volume has swung before: it made 457 loans in 2023. It filed no report for 2018 to 2021, a gap in the record rather than years without lending.
Almost a third of its loans, 32.3%, went to majority-minority neighborhoods, against 9.9% for the typical similar lender; it was higher than about three in four. Its share in low- and moderate-income neighborhoods, 16.8%, was near the middle of its peers.
All its lending is in Arizona. It has lent in Tucson since 1990 and in Phoenix since 1991, where it ranks 301 of 879 lenders.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2022–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. SunWest Federal Credit Union took 211 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Other 67.7% · Home improvement 27.1% · Refinance 3.9% · Purchase 1.3%
Conventional 100.0% · of 155 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Arizona | 155 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Phoenix-Mesa-Chandler | 132 |
| Tucson | 22 |
| Flagstaff | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900F4CV5EF7UPS652 | 2022–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 106171 | 2022–2023 |
| Respondent ID (the HMDA filer code before 2018) | 52226 | 1990–2009 |
Established 1 January 1937. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: SunWest Federal Credit Union's data.
SunWest Federal Credit Union's data
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SunWest Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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