A long slide in volume
It made 102 loans in 2018 and 94 in 2020. By 2025 the count was 22, down 31% on the year, while similar credit unions fell 5% and the whole market grew 10%. The figures do not show why.
Applications / Mortgage Analytics / Lenders / Colorado / SunWest Credit Union
SunWest Credit Union
Pueblo, CO · Credit union · NCUA · $230 million assets · 22 loans in 2025
SunWest Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
22
loans originated, 2025
30
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
SunWest Credit Union has lent in Pueblo, Colorado, since 1990, but made just 22 home loans in 2025, a fraction of its volume earlier in the decade.
Rooted in Pueblo
Pueblo is its main market, and it has lent there since 1990. It ranks 52 of 264 lenders, with a share of 0.3%, against 0.4% a year earlier, a slip that may simply reflect its smaller volume. United Wholesale Mortgage and Ent Credit Union lead that market. It also lends in rural Colorado and, since 2025, rural New Mexico.
Too few loans to compare
Similar lenders are credit unions making between half and twice as many loans; the typical one of the 270 made 28. With 22 loans, its shares of loan types, purposes and borrower groups rest on too few loans to set against its peers'. One loan more or fewer would move any of them by several points.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
22 loans in 2025, against a peak of 103 in 2019.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. SunWest Credit Union took 30 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
54.5% of its 2025 loans were refinance loans; all were conventional loans.
Refinance 54.5% · Purchase 45.5%
Conventional 100.0% · of 22 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
2 states, 1 metro, 3 counties
| State | Loans | Share |
|---|---|---|
| Colorado | 21 | 95.5% |
| New Mexico | 1 | 4.5% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Pueblo | 18 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300ZJR72I7J2E7R18 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 583295 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 565082 | 1990–2017 |
Established 1 January 1935. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: SunWest Credit Union's data.
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