Applications / Mortgage Analytics / Lenders / Oregon / Summit Mortgage / Competition
Summit Mortgage
Portland, OR · Independent non-bank lender · CFPB · 463 loans in 2025
Summit Mortgage's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
463
loans originated, 2025
673
applications, 2025
8
states and territories
0
gaps bigger than at similar lenders
Who Summit Mortgage competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — PORTLAND-VANCOUVER-HILLSBORO, OR-WA, 2025
Summit Mortgage ranks 36th of 566 lenders in Portland-Vancouver-Hillsboro, OR-WA, with $161.5M lent: 0.8% of a $21.35B market.
Portland-Vancouver-Hillsboro, OR-WA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Summit Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — BEND, OR, 2025
Summit Mortgage ranks 64th of 344 lenders in Bend, OR, with $8.6M lent: 0.3% of a $3.32B market.
Bend, OR is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Summit Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO OREGON, 2025
Summit Mortgage ranks 77th of 397 lenders in non-metro Oregon, with $8.5M lent: 0.2% of a $3.63B market.
non-metro Oregon is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Summit Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO WASHINGTON, 2025
Summit Mortgage ranks 174th of 440 lenders in non-metro Washington, with $4.3M lent: 0.1% of a $6.13B market.
non-metro Washington is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Summit Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — EUGENE-SPRINGFIELD, OR, 2025
Summit Mortgage ranks 85th of 300 lenders in Eugene-Springfield, OR, with $3.7M lent: 0.2% of a $2.27B market.
Eugene-Springfield, OR is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Summit Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN, 2025
Summit Mortgage ranks 586th of 821 lenders in Nashville-Davidson--Murfreesboro--Franklin, TN, with $835K lent: 0.0% of a $24.04B market.
Nashville-Davidson--Murfreesboro--Franklin, TN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Summit Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — NON-METRO COLORADO, 2025
Summit Mortgage ranks 524th of 626 lenders in non-metro Colorado, with $405K lent: 0.0% of a $9.24B market.
non-metro Colorado is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Summit Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — RAPID CITY, SD, 2025
Summit Mortgage ranks 120th of 181 lenders in Rapid City, SD, with $595K lent: 0.1% of a $1.12B market.
Rapid City, SD is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Summit Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 57% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
Summit Mortgage's data
$215
Summit Mortgage and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Summit Mortgage's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]